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Whether you’re saving for a special event, financial independence, or the unexpected, we have a savings option for you.
Only $50 to open and no monthly service fees as long as your balance doesn’t fall below minimum balance requirements.* A basic but smart account with access to all Community Bank account features.
(Limit of 6 transfers per calendar month)
*$2 monthly service fee if balance falls below $200, $5 monthly service fee if balance falls below $50.
Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per calendar month.
Locate Us Compare AccountsEarn more! Maintain a balance of $10,000*, and you’ll receive a competitive interest rate plus free online banking.
(Limit of 6 transfers per calendar month)
* $10 monthly service fee if balance falls below $10,000.
Transfers from an Investment Plus Savings account to another account or to third parties by pre-authorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per calendar month.
Locate Us Compare AccountsA savings account that works like a checking account. With this account you’ll not only earn interest on deposits of $10,000 and greater, you can write up to 6 checks per statement cycle.
(Limit of 6 transfers per statement cycle)
* $10 monthly service fee if balance falls below $10,000.
Transfers from a Money Market Index account to another account or to third parties by pre-authorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle.
Locate Us Compare AccountsFixed-Rate CDs require a minimum deposit of $500 to open and earn interest. And they offer a wide range of terms to choose from. It’s that easy.
Locate Us Current CD Specials Compare AccountsRetiring soon? IRA CDs may be the best option for you. Our IRA CDs have fixed rates, require a minimum deposit of $500 to open and earn interest, and are available with a variety of terms.
Locate Us Compare AccountsThis tax-advantaged* account is ideal if you have a high-deductible health plan. It helps you save money and get more control over your healthcare dollars. Flexible and affordable!
*Consult your tax advisor.
Locate Us Compare AccountsMake the holidays easier by saving early. Our Christmas Club account only requires a $5 deposit to open. Then deposit between $5 and $20 for 50 consecutive weeks and watch your balance grow!
Locate Us Compare AccountsSaving for your dream vacation has never been easier! With a required $5 deposit, open your Vacation Club account today, then deposit between $5 and $20 weekly until the mid-May payout date. Watch your balance grow while you plan your next vacation!
Locate Us Compare Accounts| Statement Savings | Investment Plus Saving | Money Market | Fixed-Rate CDs | IRA CDs | Christmas Club | Vacation Club | |
|---|---|---|---|---|---|---|---|
Annual Percentage Yield (APY) Earned
| Statement Savings No minimum to earn APY | Investment Plus Saving $10,000 minimum to earn APY | Money Market $10,000 minimum to earn APY | Fixed-Rate CDs $500 minimum to earn APY | IRA CDs $500 minimum to earn APY | Christmas Club No minimum to earn APY | Vacation Club No minimum to earn APY |
Minimum Balance to Open | Statement Savings $50 | Investment Plus Saving $10,000 | Money Market $10,000 | Fixed-Rate CDs $500 | IRA CDs $500 | Christmas Club $5 | Vacation Club $5 |
Monthly Service Fee | Statement Savings $2 if balance falls below $200, $5 if balance falls below $50 | Investment Plus Saving $10 if balance falls below $10,000 | Money Market $10 if balance falls below $10,000 | Fixed-Rate CDs None | IRA CDs None | Christmas Club None | Vacation Club None |
Restrictions | Statement Savings See withdrawal limits | Investment Plus Saving See withdrawal limits | Money Market See withdrawal limits | Fixed-Rate CDs 91-day to 60-month terms | IRA CDs 12- to 60- month terms | Christmas Club Deposit $5 to $20 for 50 consecutive weeks | Vacation Club Required minimum weekly deposit is $5; maximum weekly deposit is $20 |
Withdraw Limits | Statement Savings Limit of 6 transfers per calendar month | Investment Plus Saving Limit of 6 transfers per calendar month | Money Market Limit of 6 transfers per statement cycle | Fixed-Rate CDs Penalty for early withdrawal | IRA CDs Penalty for early withdrawal | Christmas Club Withdrawals not permitted until the October payout date, without management approval. If withdrawal is allowed, the account may be closed and assessed a $10 service fee. | Vacation Club Withdrawals not permitted until the May payout date, without management approval. If withdrawal is allowed, the account may be closed and assessed a $10 service fee. |
It’s never too early to save. In fact, it’s smart to start as early as you can.
You need relevant products, at the right price, from a local decision maker who treats you like family. You’re in the right place.
