Home Equity Loans & Lines

Tap into the value of your home

Use equity to your advantage.

Borrowing against the equity in your home is sometimes the smartest way to pay for home improvements and repairs, debt consolidation, life’s unexpected events, special occasions and more.

Home Equity Loan vs. Home Equity Line of Credit

Home Equity Loans:

As with many traditional loans, you’ll receive the full amount of your loan up front and enjoy a fixed monthly payment (principal + interest). Plus, you may enjoy the added benefit of potential tax savings.

Home Equity Lines of Credit:

A line of credit allows you to borrow with the flexibility to take out the amount you need, when you need it, via home equity checks or online banking transfers. Minimum payments are made monthly, and as you repay the money borrowed, the credit is available to use again.

Why Community Bank?

Friendly, experienced local lenders
Competitive interest rates
Convenient payment options
Fast approval process

Loans are subject to credit approval.