One Loan. One Closing. One Rate.

With just one loan you a can enjoy a one-time closing … saving you time and money!

Phase 1: New Build and Home Improvement Construction Loans

• When you apply for your construction loan, your rate will be locked at the current fixed rate based on the term approved for Phase 2 (call for details).
• Make interest-only payments while you build and take up to 12 months for construction.

Phase 2: Permanent Loan

• Once your house or improvement construction is complete, your loan is automatically converted to a permanent loan (at the same rate).
• Pay no prepayment penalties.

Get the POWER to build or expand your home with ONE LOAN package.

This allows you to save time and money as there are no additional closing costs or fees to automatically convert the construction loan to a permanent loan.

To learn more, call (304) 420-5561.

This loan package is available for new build and Home Improvement Loans for primary residences only. Your rate will be locked in for the current fixed rate based on your qualifications and the term approved. All loans subject to credit approval and program qualifications. Some restrictions apply.

The Common-Sense Banking
You Deserve

You need relevant products, at the right price, from a local decision maker who treats you like family. You’re in the right place.

Learn More