Personal Checking
A variety of simple, personalized solutions
One of these accounts is for you
A winning checking account fits your personal and financial lifestyle. Find the one that works for you.
Checking Account Options
Rewards Checking
Earn our Premium PLUS rate on balances up to and including $15,000 and qualify for ATM surcharge refunds and/or International Debit Card Transaction fee refunds when three simple qualifications are met.
First Choice
For those seeking a simple solution, this low-maintenance account is a great fit.
Senior
For those at least 60 years young, we have a low-maintenance checking account, and free personalized checks. Shipping and handling fees will apply.
Let's compare accounts. Which one is right for you?
| Account Features | Rewards Checking | First Choice | Senior |
|---|---|---|---|
| Opening Deposit | $50 | $50 | $50 |
| Interest | Premium PLUS Interest rate (when monthly account qualifications are met as listed below) | No | No |
| ATM Surcharge Refunds and/or International Debit Card Transaction Fee Refunds | Yes (limited to $30 each qualification cycle when monthly account qualifications are met ) | No | No |
| Free Debit Card | Yes | Yes | Yes |
| Free Online Banking | Yes | Yes | Yes |
| Free Online Bill Pay | Yes | Yes | Yes |
| Discounted Installment Loan Rate | With auto deduction from a Community Bank deposit account | With auto deduction from a Community Bank deposit account | With auto deduction from a Community Bank deposit account |
| Monthly Fees | $5 fee will be charged monthly for receiving a paper statement | $5 fee will be charged monthly for receiving a paper statement | None |
| Account Qualifications | Each qualification cycle make 12 or more debit card purchases, excluding ATM withdrawals, receive account statements electronically, and set up and use one direct deposit or qualifying electronic payment. | None | Minimum age 60 |
|
Earn 1.00% APY* with our Rewards Checking on qualifying balances up to and including $15,000.
The Common Sense Banking
You Deserve
You need relevant products, at the right price, from a local decision maker who treats you like family. You’re in the right place.
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