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  We understand. Here’s what you need to know about these communications and how to prevent them. Have you ever gotten a call, text, or email from a random business shortly after applying for a loan or credit? Was the message along the lines of: “Hi (YOUR NAME)!  I wanted to send you a quick update. Right now at Fill-In-The-Blank Financial, our mortgage rates in your area just dropped to a new low. If you’ve been thinking of buying a home, now may be the perfect...