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Triggered by Getting Unsolicited Calls After Applying for Credit?

Posted On: April 30, 2024 by Community Bank of Parkersburg in: General

  We understand. Here’s what you need to know about these communications and how to prevent them. Have you ever gotten a call, text, or email from a random business shortly after applying for a loan or credit? Was the message along the lines of: “Hi (YOUR NAME)!  I wanted to send you a quick update. Right now at Fill-In-The-Blank Financial, our mortgage rates in your area just dropped to a new low. If you’ve been thinking of buying a home, now may be the perfect time! Are you ready to get an unbeatable rate to buy the home of your dreams?” Regardless of whether it was a call, text, or email, the unsolicited communication may have annoyed you – and creeped you out a little, too. How did they get your information? How did they know you just applied for a mortgage?   Here’s what you need to know. At Community Bank, we do not sell your information. What happens is this: When you apply for a loan, we pull a copy of

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